Retirement Resources

Retirement Planning

Retirement Resources

Looking for information to help with your retirement account? Here you’ll find information on transfers, rollovers, contributions, withdrawals, account types, taxes and more.

Retirement Education

TOPIC DESCRIPTION
INVESTOR EDUCATION New to investing? Start here with the basics of mutual funds, investment strategies and the right vocabulary.
RETIREMENT INSIGHTS Janus Henderson Retirement Insights help you take a deeper look a what's relevant in retirement.
TOOLS AND CALCULATORS How much should you save for retirement? What will Social Security benefits contribute to your overall income? Run scenarios and draw your retirement picture with our powerful calculators.

Retirement Accounts

TOPIC DESCRIPTION
RETIREMENT ACCOUNTS AT JANUS HENDERSON Janus Henderson has the accounts you need to get started on the path to the retirement you want. Read about all of the Janus Henderson retirement accounts.

Moving Assets

TOPIC DESCRIPTION TAKE ACTION
DIRECT ROLLOVER A direct rollover is the movement of retirement assets from an employer-sponsored qualified retirement plan into another eligible retirement plan, such as an IRA. Learn how it works and if it could be right for you. Direct Rollover Online
TRANSFER AN IRA A transfer of assets is the non-taxable movement of retirement assets between similar account types. Learn how it works and get started today. Transfer Online
IRA Rollover An IRA rollover is the movement of retirement assets from an IRA into another IRA. IRA Rollover Online

IRA Contributions

TOPIC DESCRIPTION TAKE ACTION
CONVERTING A TRADITIONAL IRA TO A ROTH What type of IRA suits your needs best? Whether your Traditional IRA is held by Janus Henderson or another company, you can easily convert it to a Roth IRA at Janus Henderson. Convert Online
RECHARACTERIZE AN IRA CONTRIBUTION A recharacterization changes the designation of a contribution or a conversion (no longer an option for any 2018 and thereafter conversions) of your IRA account. Learn how you’d do it, why, and the mechanics of calculating earnings or losses on the amounts you want to recharacterize. Recharacterize Online
IRA CONTRIBUTION LIMITS Each stage of your life has different limits on retirement contributions.  Review the current limits.
AUTOMATIC INVESTING Automatic Investing is one of the simplest and most powerful moves you can make to help ensure your financial future. By investing consistently you can really make a difference over the long term. Download

Retirement Account Withdrawals

TOPIC DESCRIPTION TAKE ACTION
REQUIRED MINIMUM DISTRIBUTIONS (RMDs) Owners of IRA accounts must begin withdrawing a minimum amount by April 1 of the year following age 70½. Typically, most individuals take their first required minimum distribution (RMD) in the same year they turn 70½. Learn how you calculate it, how you take it, and what you can do with it.. RMD Calculator
AUTOMATIC WITHDRAWALS OR EXCHANGES You choose the dates, amount and delivery method. These can be programmed to a specific dollar amount, a required minimum distribution (RMD) or a series of substantially equal period payments. Get started today. Download
DISTRIBUTION AND WITHHOLDING OPTIONS Timing is key when it comes to withdrawing money from your retirement account. Consider where you’d like the money to go and what taxes you’d like to withhold. Download
IRS RULES AND PENALTIES FOR WITHDRAWAL Be sure you’re withdrawing money according to IRS rules, or you could end up with tax consequences. Find your account type and read about its tax features. Learn More